How Smart Money Verified Works

Review public risk signals. Understand regulatory information. Support your due diligence.

Smart Money Verified helps you review companies, advisors, and financial firms using 20+ public data sources. Our process is transparent, independent, and designed to support — not replace — your own research.

Verify a Company

Powered by Official Regulatory Data

SEC
Securities & Exchange Commission
FINRA
Financial Industry Regulatory Authority
CFTC
Commodity Futures Trading Commission
CFPB
Consumer Financial Protection Bureau
BBB
Better Business Bureau

+ 15 more regulatory & public data sources

No Pay-to-Play

Companies can't buy higher scores

100% Automated Scoring

Objective data, no human bias

Zero Conflicts of Interest

Independent from companies we verify

Transparent Methodology

See exactly how we score →

Regularly Updated

Monitoring public filings and records

Free Forever for Investors

No subscriptions, no hidden fees

The 3-Step Process

Review public risk signals to support your investment decisions

1

Search Any Company

Enter a company name, advisor name, website domain, or CRD number. We match the firm across regulatory databases.

2

Review Public Data Sources

The system cross-references SEC filings, FINRA records, CFTC registrations, BBB ratings, state regulators, reviews, complaint histories, and other publicly available information.

3

Understand Risk Signals

Review a summary report with a Trust Score, identified risk signals, publicly reported indicators, and a downloadable PDF for your records.

What You Get

Quick verification results
20+ public data sources
Risk signal identification
Downloadable PDF reports
Side-by-side company comparison
100% free to use

Why You Can Trust This Process

Our verification system is built on transparency, independence, and objective data — never opinions or manual judgments.

Public, verifiable data only

All information comes from regulatory filings, public records, complaint registries, customer reviews, and credible sources.

No pay-to-play ratings

Companies cannot buy higher scores. Trust Scores reflect objective data patterns — never sponsorships.

Automated scoring process

Trust Scores and risk signals are generated using standardized rules and publicly available information.

Strict independence

Business relationships and advertising do not influence scoring or verification outcomes.

Regularly updated sources

The system monitors new filings, public updates, complaint activity, and news mentions to keep results as current as possible.

Understanding Your Results

Every verification generates a comprehensive Trust Score and detailed company report.

Trust Score Tiers

✅
85-100:Trusted — Strong transparency and regulatory standing
🟡
70-84:Moderate — Generally compliant, some gaps
🔴
50-69:Warning — Significant concerns identified
⛔
0-49:Avoid — Major red flags present

Your Report Includes

  • •Trust Score with confidence level
  • •Identified red flags with severity ratings
  • •Verified trust signals and positive indicators
  • •Complete list of data sources analyzed
  • •Downloadable PDF report for your records

Want to understand how we calculate Trust Scores? See our detailed methodology →

Example Trust Score Report

A preview of what your verification report may look like

Sample Verification Snapshot

Live Example

Acme Financial Group

Trust ScoreHigh Confidence
85
✅Trusted
SEC registered investment adviser
FINRA member firm in good standing
BBB A+ rating, accredited
1 resolved complaint on file
Get Your Own Report

Takes less than 30 seconds. No signup required.

Frequently Asked Questions

Common questions about our verification process

Yes. All company searches and Trust Scores are free for users.

You can verify investment firms, financial advisors, gold IRA companies, cryptocurrency platforms, pre-IPO offerings, REITs, crowdfunding platforms, and other financial services businesses using public regulatory data.

Trust Scores are generated using publicly available data sources such as SEC filings, FINRA records, state regulators, BBB, complaint registries, customer reviews, and news coverage. Results reflect the information available at the time of search and should be used as one part of your due diligence.

No. Companies cannot buy higher scores or suppress red flags. The scoring process is fully automated and independent.

No. No rating or score can guarantee safety. Trust Scores highlight transparency signals and potential red flags based strictly on public information. Learn more about protecting yourself in our investor education guides.

Yes — as long as they have a regulatory history, website, complaint record, or public footprint. Private companies with no public data may return limited results.

The system monitors new filings, complaint activity, public updates, and news mentions to keep results as current as possible.

No. Smart Money Verified is an educational publisher and verification tool. It does not provide financial, legal, or investment advice. Visit our Education Center to learn about different investment types and how to protect yourself.

Yes! Use our Compare tool to evaluate up to 3 companies side-by-side. See Trust Scores, red flags, and signals in a single view to make informed decisions.

Most verifications complete in 15-30 seconds. The system queries multiple public data sources and compiles results into a summary report.

A CRD (Central Registration Depository) number is a unique identifier assigned by FINRA to registered broker-dealers and investment advisers. You can find a company's CRD number on FINRA BrokerCheck or SEC IAPD.

Yes. Every verification generates a downloadable PDF report that includes the Trust Score, red flags, verified signals, data sources checked, and a summary suitable for record-keeping or sharing.

Related Resources

Learn more about protecting your investments

Education Center

Learn about investment types and how to spot scams

Explore guides

Compare Companies

Evaluate up to 3 companies side-by-side

Start comparing

Gold IRA Guide

Protect yourself from gold IRA scams

Read guide

Crypto Guide

Verify cryptocurrency platforms and avoid fraud

Read guide

Pre-IPO Guide

Identify red flags in pre-IPO investments

Read guide

Our Methodology

See exactly how we calculate Trust Scores

View details

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