Privacy Policy

Smart Money Verified ("we," "us," or "our") operates the SmartMoneyVerified website and AI verification services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

1. Smart Money Verified does not sell, rent, or lease its mobile customer lists to third parties.
2. Carriers are not liable for delayed or undelivered messages. Message and data rates may apply.
3. As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency will vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

We use the information we collect to:

• Provide, operate, and maintain our verification services
• Process your verification requests and generate Trust Score reports
• Send you verification results, reports, and related communications
• Respond to your inquiries and provide customer support
• Improve and personalize your experience on our website
• Analyze usage patterns and optimize our services
• Detect, prevent, and address fraud, security issues, and technical problems
• Comply with legal obligations and enforce our Terms of Service

No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. Information may be shared with subcontractors providing support services, such as customer service. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Our verification services use artificial intelligence (AI) to analyze publicly available information and generate Trust Scores and reports. You acknowledge that:

• AI-generated content may contain errors, inaccuracies, or incomplete information
• We do not guarantee the accuracy or reliability of AI-generated reports
• Your verification requests may be processed by third-party AI services
• AI analysis is based on available data and may not reflect current circumstances

For complete information about AI limitations, please review our Disclosures and Terms of Service.

We do not sell your personal information. We may share your information in the following circumstances:

We use cookies and similar tracking technologies to enhance your experience. Cookies are small text files stored on your device that help us remember your preferences and understand how you use our site.

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit (HTTPS/SSL)
• Encryption of sensitive data at rest
• Regular security assessments and updates
• Access controls and authentication
• Secure cloud infrastructure

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Unsubscribe from marketing communications (email, phone, SMS) at any time by replying STOP to any message or contacting us
• Data Portability: Request your data in a portable format
• Objection: Object to certain processing of your information

To exercise any of these rights, please contact us at contact@smartmoneyverified.com.

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that we have collected information from a child without parental consent, we will delete that information promptly.

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using our services, you consent to such transfers.

We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Your continued use of our services after changes are posted constitutes your acceptance of the updated Privacy Policy.