How Smart Money Verified Works

Review public risk signals. Understand regulatory information. Support your due diligence.

Smart Money Verified helps you review companies, advisors, and financial firms using 20+ public data sources. Our process is transparent, independent, and designed to support — not replace — your own research.

Verify a Company

Powered by Official Regulatory Data

SEC
Securities & Exchange Commission
FINRA
Financial Industry Regulatory Authority
CFTC
Commodity Futures Trading Commission
CFPB
Consumer Financial Protection Bureau
BBB
Better Business Bureau

+ 15 more regulatory & public data sources

No Pay-to-Play

Companies can't buy higher scores

100% Automated Scoring

Objective data, no human bias

Zero Conflicts of Interest

Independent from companies we verify

Transparent Methodology

See exactly how we score →

Regularly Updated

Monitoring public filings and records

Free Forever for Investors

No subscriptions, no hidden fees

The 3-Step Process

Review public risk signals to support your investment decisions

1

Search Any Company

Enter a company name, advisor name, website domain, or CRD number. We match the firm across regulatory databases.

2

Review Public Data Sources

The system cross-references SEC filings, FINRA records, CFTC registrations, BBB ratings, state regulators, reviews, complaint histories, and other publicly available information.

3

Understand Risk Signals

Review a summary report with a Trust Score, identified risk signals, publicly reported indicators, and a downloadable PDF for your records.

What You Get

Quick verification results
20+ public data sources
Risk signal identification
Downloadable PDF reports
Side-by-side company comparison
100% free to use

Why You Can Trust This Process

Our verification system is built on transparency, independence, and objective data — never opinions or manual judgments.

Public, verifiable data only

All information comes from regulatory filings, public records, complaint registries, customer reviews, and credible sources.

No pay-to-play ratings

Companies cannot buy higher scores. Trust Scores reflect objective data patterns — never sponsorships.

Automated scoring process

Trust Scores and risk signals are generated using standardized rules and publicly available information.

Strict independence

Business relationships and advertising do not influence scoring or verification outcomes.

Regularly updated sources

The system monitors new filings, public updates, complaint activity, and news mentions to keep results as current as possible.

Understanding Your Results

Every verification generates a comprehensive Trust Score and detailed company report.

Trust Score Tiers

85-100:Trusted — Strong transparency and regulatory standing
🟡
70-84:Moderate — Generally compliant, some gaps
🔴
50-69:Warning — Significant concerns identified
0-49:Avoid — Major red flags present

Your Report Includes

  • Trust Score with confidence level
  • Identified red flags with severity ratings
  • Verified trust signals and positive indicators
  • Complete list of data sources analyzed
  • Downloadable PDF report for your records

Want to understand how we calculate Trust Scores? See our detailed methodology →

Example Trust Score Report

A preview of what your verification report may look like

Sample Verification Snapshot

Live Example

Acme Financial Group

Trust ScoreHigh Confidence
85
Trusted
SEC registered investment adviser
FINRA member firm in good standing
BBB A+ rating, accredited
1 resolved complaint on file
Get Your Own Report

Takes less than 30 seconds. No signup required.

Frequently Asked Questions

Common questions about our verification process

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